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  • Our approach

    The Architas ranges of funds are multi-manager, multi-asset funds of funds.

    What is a multi-manager fund of funds?

    A multi-manager fund of funds is a way to invest in a wide range of different investment managers through one simple portfolio. Each of our fund of funds brings together investment managers that are each specialists in their own fields in a competitively priced single investment.

    Some of our funds are also multi-asset and this means that the funds used to make up the portfolios the underlying funds will be from a range of classes of asset that tend to behave in different ways to one another during varying market conditions.

    Each underlying fund has its own characteristics that make it a worthwhile holding for the long run. However, there will inevitably be periods when certain funds will do better than the average and others worse. The aim is that by investing in a number of them, the risk could be spread across the portfolio without too much exposure to any one class of asset or area of the world.

    Please note the value of your investment and any income from it, can fall as well as rise and is not guaranteed. You could get back less than you originally invested.

    An illustration of a fund of funds portfolio


    Funds of fund chart


    What is multi-asset investing?

    Multi-asset investing provides exposure to a range of different asset classes that tend to behave in different ways in a single product. Each underlying fund has its own characteristics that make it a worthwhile holding, but there will inevitably be periods when certain funds outperform and others underperform. By investing in a number of them, the aim is to spread the risk across different types of investments. 

    The types of classes of asset:

      Shares inforgraphic

    Equities 

    Shares of companies (also known as equities) are a popular choice for long-term investors. As a shareholder you share in the value of the company’s assets through the share price and in the company’s profits by possibly receiving dividends.

      Bonds infographic 

    Bonds 

    Bonds are contracts that allow a number of investors to pool together to loan money to a company, government or other institutions over a fixed term. The holders of the bonds then receive interest payments over the length of the term and get their initial investment (capital) back at the end. Bonds are usually issued by banks on behalf of the borrowing institution. If the borrowing institution fails, there is a risk that you will not receive back either the interest due or your original capital.

      Alternatives infographic

    Alternatives

    The ‘alternatives’ class covers a range of investments.

    The main parts are commodities such as oil, hedge funds and absolute return (an absolute return fund aims to make positive returns by using investment management techniques and classes of asset that differ from traditional funds), and infrastructure such as communication and transport.

      Property infographic 

    Property

    We can invest in companies which own and manage a range of properties. The value of property is a matter of the valuer’s opinion and not fact. Property will not contribute to diversifying your portfolio if you already hold a substantial percentage of your investments in property. There could be delays involved with accessing property investments due to the fact that property can take time to sell.

      Money market infographic 

    Cash or money markets

    Investors are usually very familiar with cash investments. These types of investments are not without risk as interest rates may be lower than inflation. However, they are usually lower risk than other classes of asset and are usually very accessible (easy to cash in). Although, there is also a possible risk if the institutions go out of business.

      Geographic infographic

    Geographic region

    It is possible to invest in bonds, property and shares from different countries and regions across the world.